feat(ccip): tunable match threshold, default 0.85 (#114)

Live data showed the v1 flat 0.75 cosine over-fired — ~64% of matched images got
3-10 character guesses dominated by the most-referenced characters (a 27-ref
character clears a low bar on many images). A sweep showed 0.85 collapses the
noise (noisy multi-matches 47→3) while keeping the confident single-character
matches.

- ml_settings.ccip_match_threshold (migration 0063, default 0.85); match_image
  reads it (override still accepted). DEFAULT_SIM_THRESHOLD fallback 0.75→0.85.
- Exposed in GET/PATCH /api/ml/settings (validated 0.5–0.999).
- Slider in the GPU agent card ("Character-match strictness") — tune live, no
  redeploy, same observe-and-tune loop as auto-apply.

Test: a ~0.9-cosine figure matches at 0.85, dropped at 0.95.

Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_01Ttrj5P7upUTueSfoJcxEqa

backend/app/models/ml_settings.py

@@ -86,6 +86,12 @@ class MLSettings(Base):
     head_auto_apply_min_positives: Mapped[int] = mapped_column(
         Integer, nullable=False, default=30
     )
+    # CCIP character-match cosine cut (#114). 0.85 default — the v1 flat 0.75
+    # over-fired (high-reference characters matched a scatter of images); 0.85
+    # keeps the confident single-character matches. Tunable from the agent card.
+    ccip_match_threshold: Mapped[float] = mapped_column(
+        Float, nullable=False, default=0.85
+    )
     tagger_model_version: Mapped[str] = mapped_column(
         String(128), nullable=False, default="camie-tagger-v2"
     )