M1.5 backend: admin role + DB-backed settings, DB-URL-only install

- users.is_admin; first registered user becomes admin; registration gated by the
  allow_registration setting (first account always allowed). is_admin in
  /api/auth/* responses; require_admin guard (live DB check).
- settings table + code registry (site_name, allow_registration, session_ttl_days)
  with typed defaults — empty table = all defaults (rule 26). get/set/validate
  service; GET /api/config (public) + GET/PATCH /api/settings (admin), live
  session-TTL apply with no restart (rule 25).
- Cookie-signing secret now persisted in the DB (before_serving load-or-create),
  so sessions survive restarts with no volume. Config: DATABASE_URL is the only
  required env; SECRET_KEY + DATA_DIR are optional break-glass items.
- Migration 0003; DB-free tests for settings validation + admin guard.

Co-Authored-By: Claude Opus 4.8 (1M context) <noreply@anthropic.com>
Claude-Session: https://claude.ai/code/session_01FRgehjoz7Yv8LkUfADxACm

tests/test_admin.py

@@ -0,0 +1,21 @@
+import pytest
+
+from thoughtsync.app import create_app
+
+
+@pytest.fixture
+def app():
+    return create_app()
+
+
+async def test_settings_requires_auth(app):
+    # require_admin returns 401 before any DB access when unauthenticated.
+    client = app.test_client()
+    resp = await client.get("/api/settings")
+    assert resp.status_code == 401
+
+
+async def test_settings_patch_requires_auth(app):
+    client = app.test_client()
+    resp = await client.patch("/api/settings", json={"site_name": "x"})
+    assert resp.status_code == 401