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Builds the per-user daily-at-03:00-local scheduler for #392 Half B. Uses github.com/go-co-op/gocron/v2 with WithLocation(userTZ) for each user's job. Hourly reconciliation pass keeps the in-memory job set in sync with the active-users query. Start sequence: clear stale in_flight rows; register a daily job for every active user at their stored timezone; fire a one-shot runOnce to catch up missed schedules during downtime; start gocron. Stop drains and shuts down the gocron loop. Refresh(ctx, userID) removes the user's existing job (if any) and registers a fresh one at their current timezone — wired into the PUT /api/me/timezone handler and new-user registration in the next commit. Server struct gains PlaylistScheduler; main.go constructs it after the eventbus and threads it through to api.Mount. The existing StartSystemPlaylistCron call stays for one more commit so we don't have a window where no scheduler is running; Task 3 deletes it. Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>