feat(playlists): gocron-based per-user scheduler

Builds the per-user daily-at-03:00-local scheduler for #392 Half B.
Uses github.com/go-co-op/gocron/v2 with WithLocation(userTZ) for
each user's job. Hourly reconciliation pass keeps the in-memory
job set in sync with the active-users query.

Start sequence: clear stale in_flight rows; register a daily job
for every active user at their stored timezone; fire a one-shot
runOnce to catch up missed schedules during downtime; start gocron.

Stop drains and shuts down the gocron loop.

Refresh(ctx, userID) removes the user's existing job (if any) and
registers a fresh one at their current timezone — wired into the
PUT /api/me/timezone handler and new-user registration in the next
commit.

Server struct gains PlaylistScheduler; main.go constructs it after
the eventbus and threads it through to api.Mount. The existing
StartSystemPlaylistCron call stays for one more commit so we don't
have a window where no scheduler is running; Task 3 deletes it.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

internal/api/library_test.go

@@ -444,7 +444,7 @@ func TestRoutesRegisteredInMount(t *testing.T) {
 	r := chi.NewRouter()
 	w := playevents.NewWriter(h.pool, slog.New(slog.NewTextHandler(io.Discard, nil)),
 		30*time.Minute, 0.5, 30000)
-	Mount(r, h.pool, h.logger, w, config.RecommendationConfig{RadioSize: 50, RadioSizeMax: 200, RecentlyPlayedHours: 1}, h.lidarrCfg, h.lidarrRequests, h.lidarrQuarantine, h.tracks, h.playlists, h.coverart, h.coverArtBackfillCap, h.coverSettings, h.scanner, h.scanCfg, nil, h.dataDir, nil, eventbus.New())
+	Mount(r, h.pool, h.logger, w, config.RecommendationConfig{RadioSize: 50, RadioSizeMax: 200, RecentlyPlayedHours: 1}, h.lidarrCfg, h.lidarrRequests, h.lidarrQuarantine, h.tracks, h.playlists, h.coverart, h.coverArtBackfillCap, h.coverSettings, h.scanner, h.scanCfg, nil, h.dataDir, nil, eventbus.New(), nil)
 
 	paths := []string{
 		"/api/artists",